Does Commercial Property Insurance cover inventory that is stored off-site at a temporary location?

Your Business Personal Property (BPP) coverage often includes a small limit for property temporarily kept at another location. If you frequently store inventory off-site, you may need a specific endorsement for higher limits.

Is water damage from a burst pipe covered by my Commercial Property policy?

Most policies cover sudden and accidental water damage from internal sources, such as a burst pipe. However, gradual damage, maintenance issues, or damage from external flooding typically require separate coverage.

What is the most common reason for a claim denial in Commercial Property Insurance?

The most common reason for denial is damage caused by perils that are specifically excluded in the standard policy, such as flood or earthquake, which require separate, specialized coverage.

Commercial Property | London Insurance Agency & Insurance Service Center

For any business in the Tri-County area, your physical location and the assets within it are critical to your operations. Commercial Property Insurance is essential to safeguard your investment against unexpected events like fire, theft, or severe weather. London Insurance Agency has been supporting local businesses since 1922, providing the comprehensive Commercial Insurance solutions needed to help your business grow while protecting what matters most.

As independent agents, we are not limited to one provider. Through our strong relationships with multiple top-rated carriers and our partnership with the Keystone Insurers Group, we gain access to additional tools and expertise. This allows us to deliver tailored property insurance programs for even the most complex industries, securing solutions that you can't find elsewhere. Our experienced agents will assess your risk and tailor coverage to your needs, today and for tomorrow.

We believe in a proactive approach to risk. Our relationship with you includes ongoing support to make sure your coverage fits your evolving needs, such as a major expansion of your facility or a significant purchase of new equipment. Our expertise allows us to address both simple and complex insurance needs, providing strategic guidance on risk management.

Working with an independent agent means that your needs come first. We offer a broad range of coverage options so you can tailor your policies to what matters most to your operation. Our focus is on creating a plan that fits your business perfectly, ensuring you have maximum benefit and protection.

Our partnership with Keystone Insurers Group significantly strengthens our ability to serve our commercial clients more effectively. We tap into exclusive industry knowledge and years of experience, ensuring that if we don't have the answer ourselves, we know someone who does. This collaboration helps us stay on top of industry trends, so we can offer you the most effective solutions for your unique situation in London, KY. This partnership allows us to help your business grow while protecting what matters most.

Does Commercial Property Insurance cover inventory that is stored off-site at a temporary location?
Your Business Personal Property (BPP) coverage often includes a small limit for property temporarily kept at another location. If you frequently store inventory off-site, you may need a specific endorsement for higher limits.
Is water damage from a burst pipe covered by my Commercial Property policy?
Most policies cover sudden and accidental water damage from internal sources, such as a burst pipe. However, gradual damage, maintenance issues, or damage from external flooding typically require separate coverage.
What is the most common reason for a claim denial in Commercial Property Insurance?
The most common reason for denial is damage caused by perils that are specifically excluded in the standard policy, such as flood or earthquake, which require separate, specialized coverage.